refactor(xumu): 优化保险申请和审核功能

- 修改身份证和营业执照等文件的上传规则，要求在添加或编辑时必须上传
- 在保险申请提交时添加耳号列表参数
- 修改保险审核列表的审批按钮显示逻辑，仅当状态为"01"时显示

project/xumu/AppInsuranceAudit/list.vue

@@ -86,7 +86,7 @@ export default {
       <el-table-column slot="options" label="操作" fixed="right" align="center">
         <template slot-scope="{row}">
           <div class="table-options">
-            <template v-if="['00','02'].includes(row.permit)">
+            <template v-if="['01'].includes(row.permit)">
               <el-button type="text" @click="$router.push({hash:'#audit',query:{id:row.id}})">审批</el-button>
             </template>
             <el-button v-else type="text" @click="$router.push({hash:'#add',query:{id:row.id}})">查看</el-button>